Not so golden: Wealth gap lasting into retirement

A growing gulf in the retirement savings of the wealthy and people with lower incomes threatens to exacerbate an already widening wealth gap.

Traditional pensions are becoming rarer in the private sector, and lower-paid workers are less likely to have access to an employer-provided retirement plan.

This is happening as more than 70 million baby boomers head into retirement, many of them with skimpy reserves.

A widening gap in retirement is likely to put pressure on government services and lead even more Americans to work well into what is supposed to be their golden years.

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